Sack Your Boss and Retire Early

Here’s how to Invest In Property & Pay Your House Off Faster

In this post I want to share with you a few ideas about how to get to your retirement early, how to not have to work 47 bloody years of your life where you’re slaving for the man, making somebody else rich and you’re out there busting your chops, trying to survive from week to week to live a good life and hope like hell you have enough superannuation when you retire. 

One of the biggest issues that I see with workers and working families in Australia is this. We are not taught how to life plan or how to set up a life plan that takes us from A to B. Most people basically are just out there winging it. Winging it from day to day, week to week, month to month and bloody hope like hell they will be alright. 

They’re just one financial disaster away from poverty!

You might have seen some of my previous videos where I share this story. But the reason I do it is I know that 91% of people are following the wrong plan. And to see working families busting their asses off out there to end up broke after 47 years of working, to me I think it’s just an absolute tragedy. 

In a country like Australia with the opportunities here, the money that’s in this country, the wealth that’s here it just doesn’t make sense. The reason why I think we’re stuck is because we don’t know how to do any better. We don’t have any sort of money / life plan or structure. Most people don’t think past the end of the week. Most people are not even thinking about their long term futures or property investing as they are too scared of property investing and too scared of losing money. 

But I think if you stay like everybody else, you’ll stay stuck. If you keep doing what you’ve always done, you will keep getting the same results. So one of the first things that I think people need to do is build what I call a life map plan. 

Now with a life map plan you want to really look at where your current life is then figure out what’s important to you. Where do you want to get to in life? What are the things in life that you want to  do? Have a think about it. Do you want to stay stuck in that bloody bullshit job that you’re working in doing 40, 50, 60, 70, 80 hours a week, stuck in traffic every day? Is that what you want? Or do you want your life to be more? 

Well the way to do it is you need to be able to map this out. You need to be able to plan this out. Decide in advance on things like where you want to go? Where do you want to travel? What type of house do you want to live in? What type of holidays do you want to have? What do you want to do for your kids? How do you want to help your family? How do you want to help your kids? What’s your bigger purpose for doing what you’re doing? 

You’re out there working, putting in long hours so you might as well get a great result for it. You might as well get the enjoyment out of it. Having a life plan and having a map and having a picture board made up so you’re visually seeing it daily, you’re picturing your life and you’re feeling it. You’re starting to go wow this is what I’m doing it for. It’s the motivation to drive you to your goals.

Most people are just waddling along through life, dabbling their way through life, no purpose, no vision, no mission, no future. And at the end of their life they go oh geez, you know what, that sucked. Well my life sucked. That’s what happened. My life sucked. I struggled and I battled my entire life until I decided to change. 

Listen I hope you’re young but even if you’re not, in your 20s, your 30s, and even your 40s you can make the change. You can make changes right now. 

I was in my 30s and I was broke. Then I made some changes. Then I got into self-education. Then I started to learn from mentors and teachers. People taught me about property, how to map out a plan, how to work out where I am and what I want to do. And then how the bloody hell am I going to get there? That was the trick to it. Understanding your goals, what’s important to you. And be really, really clear and specific about what it is for you. 

Even though I can show you property investing systems and show you strategies, the gig is not about me it is actually about you. It’s about you being able to learn how to map out a life. How do you decide where you want to go, what you want to do? And then how do you strategize money and finances and property investing to make sure that you can get to where you want to go? But the problem that you’ve got is this. 

Most of you probably don’t have a goal. You probably don’t have a vision. You probably don’t have a set target, a set timeline. Something specific like I want to retire by 55. I want to retire by the time I’m 60. I want to be out of the rat race by the time I’m 45yo. I want to live on $1,000 a week when I retire? I want to set up my kids and help them buy a house? 

Great, how are you going to do it? 

I’ve got young people that we’ve shown in their 20s who are on their third and fourth investment properties. By the time they’re in their 40s and early 50s, they have choices. The strategies are what’s going to build the future for you. But if you have no plan, you have no strategy, you won’t  make it. I’m telling you now. You will end up living on baked beans & two-minute noodles. That’s what your life’s going to be like. No holidays, no fun, no enjoyment. 

Sit there and think about it. 

Do you want to work 45 or 50 years of your life to end up broke, to end up like that, to not have any enjoyment in life or not even enjoy life along the way? You should be able to do both. Live and enjoy life right now, great. But also have a plan, a map, and a strategy that takes you, teaches you, and shows you what to do. Putting these plans together takes a lot of work. I’m not going to say this is easy. I’m not going to stand here saying changing your life and changing your financial future, changing your mindset about how you think about money, how you manage money is easy. I’m not going to sit here and say it’s easy because you need to do the work. I can help you. I can teach you. I can give you the guidelines. I can give you the strategies. 

But you’re the one who has to take it, use it, and implement it. 

You will only do it when you’re inspired. You’ll only do it when you know what your bigger purpose is. You’ll only do it when you know you want to set your kids up or want to do something special for your family or want to do something special for mum and dad. Whatever it is for you, you need to pull it from inside of you. You need to find that inner core in your heart that says this is why I do what I do?

Why are YOU out there working every day of your bloody life. ‘Cause I want to build something for me, my family, my wife, my kids, my future. That’s what it’s about. And it’s about you. But if you don’t know how to do this stuff, if you don’t know how to put this stuff together, if you don’t know how to build a plan and a map and a strategy that helps you get there, you’re in trouble. You’re stuck. It won’t happen, and you’ll work until you’re bloody 67 or worse, you probably could be working until you’re in your 70s as I’ve seen people do. It’s a bloody tragedy. 

The simple model that I’m teaching you now is this. You need a goal and a plan to retire early. 

Here’s what happens to most people. They’ve got their home, and they’ve got their super, and that’s it. That’s all their doing and they think that’s the answer. But when the economy tanks, when the recessions hit, when the stock markets crash, when something happens around the world, guess what happens to your super? It’s gone. 30, 40, 50, 60% overnight, gone. 

That strategy doesn’t work. That strategy will cost you. 90% of people will fail following that strategy. 

So here’s what you need to do. 

Number 1 get your house paid down as fast as you can. Absolutely, get that loan knocked off. I spoke earlier about how to pay it off in 10 years and things like that. That’s what we’re showing people how to do. 

Number 2 Have your super. Of course, your employers are paying in, the bosses are tipping in so keep that going. 

Number 3 Get one or two investment properties. Get them in as early as you can. Get them as fast as you can. Set them up and do it the right way. 

Here’s the problem though for most of you. 

You don’t know how to invest in property? You don’t know how to set up properties? You don’t know what property to buy? You don’t know where to buy a good investment property? You don’t know what to look at? You don’t know what areas are going to be doing any good? 

You’re watching the news, you’re watching the media, you’re reading the newspapers, and you’re getting filled up with all the bullshit. 

There is a specific way that you do this. There is a specific way that you set up and structure property investments and loans. And there’s a way to minimize tax, pay down your house faster, set up cash buffers. You must learn and understand there’s a science behind how this all stuff works. 

Now, again, I’m going to tell you it’s not easy. There’s work to be done. But you’re going to play a part in this okay. You have to be prepared and committed to look at it. Come and get exposed to it. Come and see how the whole thing works because the minute you start to see how property works you will feel more comfortable. Until then you can’t judge because you don’t know. I’ll repeat that. You don’t know what you don’t know. 

So connect with me and have a look at it, at least be open to exploring it because if you keep on staying the way you are, if you keep on doing the same things, you’ll keep on getting the same results. 

Now I’ve had clients who have come in scared. Tony, we’re not sure, we don’t know what to do, we don’t know how this all works. I said well listen, what we’ll do is we’ll teach, we’ll educate, and we’ll show you how it works and we’ll put a team around you that helps you build this and grows and map this whole thing out because you won’t do it alone. You won’t do it alone. 

I’ve seen people screw up with property investing, I’ve met people who lost $100,000, lost $70,000, lost $50,000. I’ve seen workers who’ve been out and tried to do this on their own and they got caught out. Going it alone is the hardest path!

But if you do it the right way, if you sequence it, if you structure it, if you put things in the right order, then you’ll be fine. Things are going to change along the way, so you need people around you to show you what to do, show you how to make it happen, how to change things, where to find properties, how to find the right deals, how to make sure that you make money when you buy. 

One of my clients who recently came in was here with me for about two weeks. Within the first fortnight I found him a deal and he made $77,000 on that first deal. My view is when you’re in real estate, you make money when you buy. Most people think you make money when you sell. It’s a totally different concept, totally different mindset. I keep going back to the mindset about all this. 

So to get ahead in life I don’t care whether you use my plan, whether you use someone else’s plan, or you make your own plan. That’s totally up to you. But I’m just here to give you the message. Without a plan, without a strategy, you will fail. You will fail and you will not live the life that you really want to live. 

So see your future in advance. Have a look at it and go you know what, how do I want my life to be? How do I want to live? Where do I want to go? What are the places I want to travel to because property is one of the greatest wealth vehicles in the world. 

Australians love property. Australians love bricks and mortar. Aussie people, Aussie families are just hooked on property. You look at all the foreign property investors that come into this country. They love property. They love Australian real estate. And if you look at the 80, 90-year figures on Australian real estate it’s generally always gone up over a period of time. It doesn’t matter there’s highs and lows, there’s ups and downs. But generally speaking upward it goes. 

Now we are one of the fastest growing populations on the planet. There couldn’t be a better time now to be looking at this type of plan and this type of strategy. So, whether you want to learn about property, you want to learn about property markets, learn about infrastructure, learn about government spending, learn about population growth, what drives property, micro and macro markets you have to take a small step. There’s a lot of things about property investing that you need to learn. 

There’s a lot of people out there who are telling you all sorts of things about investment property. The safest bet is get inside a group and get inside a team and get inside a mastermind. Then discover what we do, then we can teach you, help you, show you along the way. So retiring early is possible. But I’m telling you now, you need to do it with a plan. You need to do it with a strategy, and you need to be set up and systemized and structured. Investing in property might be a good wealth creation vehicle for you!

That’s the lesson here. If you’re coming to one of my events, you’re in one of my programs, whatever you want to be, I look forward to catching up with you. But look, this is the opportunity. This is your chance to just take that one step. I took a step years ago and I was scared to do it. But I did it. Then I bought five properties in five years on my own. I didn’t know what I was doing. Nobody was helping me, nobody was teaching me. 

I’ve learned from walking the streets. I’ve learned from experiences of taking it in, applying it, using it, getting teachers, coaches, and mentors. That’s how I did what I did. That’s how I moved fast. That’s the fastest way. 

If you stay on your own you’ll stay stuck. For every year that you wait it’s going to cost you money. For every year that you wait it’s going to be harder to do. 

Take the step. Book a free strategy call with me.

I look forward to seeing you soon. And hopefully you’ve enjoyed that and I’ll catch you again on a strategy call or at one of my next events.



Tony Harrington

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